Legal
Terms & Conditions
Effective June 2, 2026
1. Acceptance of Terms
By accessing or using stephengilfus.com (the “Site”), you agree to be bound by these Terms & Conditions and our practices described herein. If you do not agree, please do not use the Site.
2. Use of the Site
The Site is provided for informational and editorial purposes. Content reflects the personal views, research, and professional experience of Stephen Gilfus and does not constitute legal, financial, investment, or professional advice. You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use of, the Site by any third party.
3. Intellectual Property
All content on the Site — including text, graphics, logos, images, whitepapers, and downloadable artifacts — is the property of Stephen Gilfus or its licensors and is protected by United States and international copyright, trademark, and other intellectual-property laws. You may view, download, and print content for personal, non-commercial use, provided you retain all copyright and proprietary notices. Republication, redistribution, or commercial use requires prior written permission.
4. Third-Party Links
The Site may contain links to third-party websites or services. Such links are provided for convenience only; we do not endorse and are not responsible for the content, privacy practices, or accuracy of any third-party site.
5. Disclaimer of Warranties
The Site and all content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
6. Limitation of Liability
To the fullest extent permitted by law, Stephen Gilfus and his affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of, or inability to use, the Site or its content.
7. Privacy
We respect your privacy. Information you submit via inquiry or newsletter forms is used solely to respond to your request or deliver content you have subscribed to and is not sold to third parties. Aggregate, non-identifying analytics may be collected to improve the Site.
8. Changes to These Terms
We may update these Terms & Conditions from time to time. The “Effective” date above indicates the latest revision. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the Commonwealth of Virginia, United States, without regard to its conflict-of-law provisions.
10. Contact
Questions about these Terms may be directed via the contact page.